You’ve taken the first step toward improving your financial future. Know this; the most carefully laid plans are only ideas without action, so the key with getting ahead is taking well thought out action! Remember this! There is no time like the present!

Ask yourself the following:

• From your current assets, liabilities and income, how effective have you been in the past in saving and investing? What is your starting point?
• What is your relationship with money like now?
• Do you know how much of your income you require for lifestyle expenditure, and how much is available for savings and investment? No? Ok, start here with our free lifestyle expenditure planner template, downloadable here.
• How much would you need to be able to achieve ‘financial security’ and then ‘financial freedom’?
• Do you feel like you would like to learn more about your finances and getting ahead? Fear not, we can help! We have written a short book for this purpose, which you can purchase online here. Further, for a safe and ongoing financial learning resource, we have a specific online portal, which can help you understand, learn and take action. You can gain access to this for very minimal cost here. Existing clients will already have access and client login is available here.